Question 1

What are bank payouts on ownstreet?

Accepted Answer

Add bank account + PAN in Dashboard → Payments. No Razorpay merchant signup. Buyers pay UPI on your page; you receive 100% in your bank (minus Razorpay gateway fee). Free: 1 live product. Pro: unlimited. Or connect your own Razorpay API keys on any plan.

Question 2

How fast do bank payouts reach my bank?

Accepted Answer

Not instant. Buyers pay through ownstreet first. Razorpay routes your share to your linked bank account, usually within 2 to 3 minutes on UPI (sometimes longer). The buyer download unlocks when Razorpay confirms the payout, not when payment succeeds. Your bank may show the credit shortly after Razorpay confirms.

Question 3

What is the ownstreet marketplace?

Accepted Answer

A public directory at ownstreet.in/marketplace. Pro sellers with live Razorpay can publish a listing from Dashboard → Marketplace with a pitch and categories. Buyers browse, click through to your page, and pay with UPI. ownstreet takes 0% platform fee on those sales.

Question 4

What is the buyer requests board?

Accepted Answer

Buyers who already purchased can post what they want next at ownstreet.in/requests (no login). Pro creators reply with a live product from Dashboard → Buyer requests. ownstreet emails the buyer. Their email stays private until they buy again.

Question 5

What makes ownstreet different from Linktree?

Accepted Answer

Linktree is mainly for sharing links. ownstreet lets you share links and also sell digital products, collect emails, and connect WhatsApp from the same page. Pro unlocks marketplace listing and buyer requests. Plus it's built for India: UPI payments and rupee billing.

Question 6

Is there really 0% ownstreet platform fee?

Accepted Answer

Yes. ownstreet does not take a platform cut from product sales. Free is capped at one live product; Pro unlocks unlimited live products. Razorpay gateway fees still apply.

Question 7

Is the WhatsApp button really free?

Accepted Answer

Yes, always free on all plans including Free. Add your number in settings and a floating WhatsApp button appears on your page. Your visitors can chat you in one tap.

Question 8

How does email capture work?

Accepted Answer

Pro users get a beautiful opt-in form on their bio page. Visitors enter their email to subscribe. You see all collected emails in your dashboard and can export CSV anytime.

Question 9

What is PDF buyer-email stamping?

Accepted Answer

Pro sellers can turn on stamping for single PDF products. Each buyer gets a unique file with their email on every page at download, so shared copies are easier to trace. Like Gumroad, built for Indian UPI checkout.

Question 10

Do buyers get PDF payment receipts?

Accepted Answer

Pro sellers can enable PDF payment receipts in Settings. Buyers receive a receipt PDF attached to the purchase email. It is a payment receipt, not a GST tax invoice. Sellers remain responsible for tax compliance.

Question 11

How many products can I sell on Free?

Accepted Answer

You can draft products before payment setup. Free: bank payouts (bank account + PAN) or Razorpay keys, 1 live paid product. Pro and Pro Max: unlimited live products plus PDF stamping, receipts, email capture, and deeper analytics.

Question 12

Which payment methods work?

Accepted Answer

All Indian methods: UPI (GPay, PhonePe, Paytm), credit/debit cards, net banking, EMI. International cards work too on INR checkout.

Question 13

Can I price products in USD?

Accepted Answer

Yes on Pro and Pro Max. Connect your own Razorpay keys, enable International Payments on your Razorpay account, then list products in USD, GBP, or EUR. Buyers pay in that currency; Razorpay settles INR to your bank. Bank payouts without your own keys stay INR-only.

Parul Gupta

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