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Creator Earnings Calculator: What You Actually Keep
Know exactly what lands in your bank account. This free calculator shows what you keep after platform fees and payment gateway charges when selling digital products in India.
ownstreet = 0%. Enter the fee % from your current platform.
Per sale breakdown
That's 93% of the product price
Monthly projection (10 sales)
Gross revenue
₹4,990
Total fees
-₹350
You keep
₹4,640
Estimates based on ~2% Razorpay UPI gateway fee. Actual fees may vary by payment method and your Razorpay plan.
Why this tool
Built for creators selling in India
List price is not take-home. Platform fees and gateway fees both cut into every sale. Creators often price a PDF at ₹499, then get surprised when the bank credit is lower after cuts.
Enter your INR price, the platform fee percentage your current tool charges (you type it; we never invent a competitor's fee), and expected monthly sales. You see platform fee, an approximate Razorpay gateway fee (~2% for UPI), and net per sale.
If your current platform fee is above 0%, open the comparison to see monthly and yearly savings on a 0% platform fee model like ownstreet. Gateway fees still apply either way. Confirm live rates on your payment provider.
How it works
- 1
Enter your product price in INR
- 2
Enter the platform fee percentage (or 0% for ownstreet)
- 3
See the Razorpay gateway fee estimate (~2% for UPI)
- 4
View your net earnings per sale and monthly projections
When to use this tool
- 01
Pricing a new digital product
- 02
Comparing what different fee structures cost you
- 03
Planning monthly revenue targets
- 04
Deciding whether to switch to a 0% fee platform
FAQ
Frequently asked questions
What fees does this calculator include?
Platform fee (you enter the %) plus a standard Razorpay gateway fee estimate (about 2% for UPI). Actual fees depend on payment method and your Razorpay plan.
Does ownstreet really charge 0% platform fee?
Yes. ownstreet takes 0% on all product sales. You only pay Razorpay gateway fees. Free plan allows 1 live product; Pro unlocks unlimited.
How accurate are these calculations?
These are estimates for planning. Actual gateway fees depend on your Razorpay plan and the payment method buyers use.
Can I calculate earnings in USD?
This tool is INR-focused. For USD sales, gateway fees differ. ownstreet supports USD pricing with your own Razorpay keys.
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Ready to sell digital products in India?
ownstreet gives you UPI checkout, 0% platform fee, and everything you need to launch your first product.